We are the Wizards of ICHRA's

Nicole keeps the hive running at Golden Bee and manages all business events and Colorado operations. Nicole was an executive for a major insurance company and experienced many enrollment meetings and noticed INSURANCE WAS BROKEN. There was a better way to handle health insurance and employee benefits. So she and her husband changed it! She loves the new ICHRA plans and has created a simple enrollment experience that has changed the way insurance served to your employees.

Nicole is also a certified wellness and nutrition coach with a NASM certification and is passionate about changing the boring insurance industry.

Brad O’Neill is recognized as one of the most innovative thought leaders in the health insurance industry. Formally, the western market leader for Fidelity Health Marketplace, by Fidelity Investments, Brad devotes his time to inspiring others on ICHRA's and the benefits of HRA's/

Brad was named Top Benefits Consultant by Risk & Insurance Magazine for his work creating the first "mountain health alliance" program in Colorado. He is a leading expert on the Individual Coverage HRA and Self insurance and Benefits Captive programs.

Brad was recently named the Board Chairperson  for The Public Benefits Corporation for Connect for Health Colorado.

In his spare time, Brad spends time on the slopes of Vail where he is a nationally recognized snowboard coach for Vail Resorts.